Faqs

Faqs

The length of time does it try switch your account?

That we provide your account will be fully switched in 7 working days if you use the Current Account Switch Service.

Just how do I switch my account to Card One cash?

Switching your account to Card One cash has never been easier using the Account Switch that is current provider. We can switch all of your Direct Debits, standing sales and wages/benefits. To be able to switch your account give us a call on 0871 811 1881 (Calls price 11p per moment, plus your phone business’s access fee) and we shall switch this on the phone.

Does every thing on my account that is old get to my brand brand new account?

No, payments that are recurring additionally called constant re payment authorities aren’t area of the guarantee. They are put up using your debit card details, in the place of your account number and kind rule, and so are usually useful for telecoms bills, gym membership and cash advance repayments. When you switch up to a Card One cash account, you will check into cash loans customer service need to allow ongoing businesses worried understand your brand-new card details.

just exactly just What are the results to any debit card deals that i’ve expected my bank that is old to?

The Account that is current Switch should maybe perhaps not restrict this technique and any debit card deals which you have actually expected your bank to prevent should stay therefore after your switch.

If you’re perhaps maybe not just a bank, what exactly have you been?

We have been an Authorised Payment Institution (API), running under the Payment Services Regulations authorised and managed by the FCA. The difference that is main an API and a bank is we have been maybe perhaps not certified to utilize the client’s cash for almost any function such as for example financing. There are some other differences that are key a Bank plus an API, such as for instance various «Conduct of Business» and money adequacy guidelines.

Is my cash protected by the FSCS?

As Card one cash aren’t a bank your cash just isn’t protected by the FSCS. Nevertheless, Card one cash holds anything in your overall account in a safeguarded account with our plumped for banking provider (Barclays Bank plc, nationwide Westminster Bank plc or the financial institution of England). Hardly any money in your card is held in a safeguarded account held by the card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, nationwide Westminster Bank plc). Fair re Payments Ltd certainly are a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ spot, 68 Upper Thames St, London, EC4V 3BJ.

I’ve a negative credit score; can We nevertheless obtain a current account?

Yes, you’ll. You will get a card one cash account, no matter your credit score. We do not make any credit checks*, we are able to assist you create a start that is fresh.

Could We apply online?

Yes, you’ll. Click on here to perform our application that is online kind. When you yourself have issues, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, as well as your phone organization’s access fee.) and another of our advisors will make suggestions through the process.

Could we get my salary/wages paid into my account straight?

Yes you are able to. To have your salary/wages compensated into the account you often simply provide your boss along with your type code and account number. Instead, you’ll finish a wage hand and mandate to your manager. Please contact client Services that will manage to organize to deliver a mandate out for you.

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